We understand that in life sometimes accidents happen. When they do, a supplemental accident insurance plan helps protect your finances until you are back on your feet. Your health insurance may cover the costs of a fall from a ladder or a sports injury, but accident insurance can help fill in the gaps by providing cash benefits for additional expenses while you recover from your injuries.
Accident insurance pays cash benefits for injuries resulting from an accident. You pay a monthly premium for coverage, so you are prepared when those unexpected life events come your way. Even if your health insurance covers 100% of your medical costs from the accident, you may still receive benefits from your accident insurance plan.
Every accident insurance plan differs based on the injuries covered in your plan, the severity of the injury, and treatments for recovery. Here are some of the injuries that may be covered by accident insurance:
Understanding the details of your plan's coverage can help ensure that you have protection in place for you and your family.
Most accident insurance plans typically become effective within days of application and the payment is made directly to you. There are no deductibles, copays, or coinsurance. Once you receive your benefits, you can use the cash to cover many of the costs incurred while recovering from your injury.
The monthly premiums of most accident insurance plans are typically low in cost, which make them cost-effective add-ons to your health insurance coverage. You may want to think about accident insurance if you and your family lead an active lifestyle, your health insurance offers only limited coverage, or if out-of-pocket expenses from an accident would be costly with your current health insurance plan.
Accident insurance is just one of many supplemental insurance plans that can complete your health insurance coverage. Serious illness and hospitalization are some of the “what ifs” you may also want to consider when supplementing your health insurance plan.
Critical illness insurance pays cash benefits when diagnosed with a serious illness, helping you pay bills and afford essential services you may need like home care while recovering from an illness.
Hospital indemnity insurance pays cash benefits that may cover inpatient hospital stays due to injury or illness as well as expenses while you are recovering at home.
Anthem can assist you in selecting an accident insurance plan that compliments the lifestyle of you and your family. Learn more about how supplemental insurance and your health insurance plan can work together to help you stay protected from the unexpected.
For more information, call us at 888-811-2101 (TTY: 711).
No one plans for or expects a major illness. But if you’re diagnosed with one, having a critical illness insurance policy will provide extra funds to help you through to recovery.
If you or a family member have a long-term or unexpected hospital stay, hospital indemnity insurance will help cover the costs so you can focus on getting well.
1.8.3.1 | Critical Illness 1.8.3.2 | Hospital Indemnity Legal DisclosureNot connected with or endorsed by the U.S. Government or the federal Medicare program.
The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent or insurance company.
This policy has exclusions, limitations, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, please contact your agent or the health plan.
Attention: If you speak any language other than English, language assistance services, free of charge, are available to you. Call our Customer Service number, (TTY: 711).
ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame a nuestro número de Servicio de Atención al Cliente (TTY: 711).
注意：如 果您使用非英語的其他語言，您可以免費獲得語言援助服務。請致電聯絡客戶服務部（聽語 障用戶請致電：711）。
